Dear Sir/Madam Permit me to solicit your assistance on this transaction with you.My name is Chief Obina, I am a staff of STANDARD BANK PLC As one of the auditors of the bank, I found out that there is an unclaimed fund of $19.4M. in one of our customer's account for more than ten years and our banking law stipulates that any unclaimed fund for more than 12years will go to the bank revenue as an unclaimed fund. My colleagues and i have made our own personal inquiries about the depositor and the next of kin but sadly,the depositor and his entire family died in a plane crash. We solicit that you stand as the next of kin so that the money will be transfered to your account or any other account you may provide for us. We propose that the money be shared as follows 30% for you, 65% for my colleagues and I while 5% will be for any expences we may incure. I awaits your urgent reply while believing you do understand the confidential nature of this transaction. Thanks, Chief Obina